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東亞銀行(00023.HK)決定啟動出售東亞人壽流程
格隆匯 09-23 12:26

格隆匯9月23日丨繼2020年3月4日的公告,東亞銀行(00023.HK)的董事會宣佈,該行現已完成對其業務及資產組合的全面策略性檢討。高盛擔任該行此次策略性檢討的財務顧問。該行認為該公告中概述此次檢討得出的結論,將能加速其業務增長及提高股東價值。

作為是次策略性檢討的即時結果,該行決定啟動出售東亞人壽的流程,以提高該行業務的價值,改善其財務狀況並使管理團隊專注於其香港及中國內地的銀行核心業務。東亞人壽是該行的全資附屬公司,為香港的個人及企業客户提供全面的人壽保險產品。該公司通過該行廣泛的分行網絡及在線渠道分銷人壽保險產品,於2019年的保費收入為48億港元。作為出售流程的一部分,該行將尋求籤訂長期獨家保險分銷協議,將透過該行分銷平台,為特定保險公司分銷保險產品,從而獲取持續的收入來源。該行已聘請高盛為出售東亞人壽的財務顧問。

此外,為了繼續推動長期股東價值,該行計劃運用其全面策略性檢討中的關鍵結論來進一步提高該行業務的價值。該行將專注尋找機會以發展核心業務,包括但不限於通過與該行中國內地銀行業務的策略性及協作性夥伴關係。

為了進一步提高股東價值,該行亦將專注於若干戰略重點,包括:

● 通過專注財富管理(包括銀行保險業務)來提高服務費收入;

● 通過簡化運作以降低其成本對收入比率;

● 透過其全渠道平台創造卓越的客户體驗;

● 進一步加強風險管理措施以降低信貸成本;及

● 保持穩健的資本狀況以支持增長。

公司指出,該公告得到Elliott Management Corporation的支持。

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