工行行长:6月末普惠口径不良贷款余额、不良率比年初「双降」
工商银行(01398.HK)(601398.SH)行长谷澍在「2020中国银行业发展论坛」上表示,对於发展普惠金融,总体看既有力支持小微企业,商业上也可持续。
他透露,今年上半年,在贷款增量上,工行普惠贷款增加1,684亿元人民币(下同),增幅35.7%,超额完成全年高於40%的序时进度。在贷款投向上,累计为33万户复工复产小微企业发放贷款5,300亿元;为1.9万户小微企业提供「首贷」服务;信用类贷款余额比年初增长95%。截至6月末,工行银保监会普惠口径的不良贷款余额83亿元,比年初下降37亿元;不良率是1.3%,比年初下降1.25个百分点。
谷澍表示,从长期看,内地经济潜力大、韧性足的特点没有改变,发展普惠金融的机遇和空间仍然非常大。因此,商业银行将进一步完善普惠金融可持续发展模式,不断提升业务发展与风险控制的匹配能力,优化融资结构,降低运营成本及完善综合服务体系。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!

Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.