内地商车险产品附加费用率上限下调至25%
中国银保监会研究制定《关於实施车险综合改革的指导意见》,自9月19日起开始施行。
《指导意见》指出,研究提高交强险责任限额,将交强险总责任限额从12.2万元提高到20万元人民币(下同)。同时,将引导行业将商车险产品设定附加费用率的上限由35%下调至25%,预期赔付率由65%提高至75%;适时支持财险公司报批报备附加费用率上限低於25%的网销、电销等渠道的商车险产品等。(ta/a)
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