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中行(03988.HK)料資產質素續保持穩定 淨息差仍面臨收窄壓力
阿思達克 08-31 18:40
中國銀行(03988.HK)風險總監劉堅東在中期業績發布會上表示,今年上半年受疫情衝擊,該行信用卡等境內零售業務,及境外業務有比較大影響,另外為緩解中小型企業經營的短期壓力,該行對企業的本金及貸款利息進行延期。

他稱在目前複雜市場環境下,下半年信用風險的暴露料會持續,該行會加大不良資產處理及撥備計提力度,但估計資產質素仍會保持穩定,信用風險總體可控。

副行長鄭國雨提到,由於利率下調及外幣降息等因素影響,該行上半年淨息差按年下降一個基點至1.82%,預期未來淨息差仍然面臨收窄壓力,該行會透過持續優化資產結構、提升資金利用效率、控制負債成本及加強管理等措施,降低市場環境對淨息差帶來的衝擊。

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