重慶銀行(01963.HK)中期歸母淨利25.46億 同比增長5.1%
格隆匯 8 月 28日丨重慶銀行(01963.HK)宣佈,截至2020年6月30日止6個月,公司利息收入120.4億元人民幣,同比增長14.3%;歸屬於該行股東的淨利潤25.46億,同比增長5.1%。基本每股盈利 0.81元;無派息。
2020年上半年,面對新冠肺炎疫情衝擊,在錯綜複雜的不確定性影響面前,集團堅持以新發展理念引領高質量發展,積極識變、科學應變、主動求變,在服務實體經濟,支撐"六穩""六保"大局中加速轉型升級步伐,保持了健康、穩健、可持續的發展態勢。
業務規模穩健增長。截至2020年6月30日,集團資產總額為人民幣5,322.22億元,較上年末增加人民幣309.90億元,增幅6.2%;客户貸款及墊款淨額為人民幣2,552.31億元,較上年末增加人民幣166.04億元,增幅7.0%;負債總額為人民幣4,917.53億元,較上年末增加人民幣291.35億元,增幅6.3%;客户存款總額為人民幣3,028.51億元,較上年末增加人民幣218.02億元,增幅7.8%。
資產質量顯著改善。報告期內,集團通過改革授信評審機制、全面開展風險監測等舉措,全面提升信用風險管理能力,主動、有效應對疫情影響下資產質量下行的風險。截至2020年6月30日,集團不良貸款率為1.24%,較上年末降低0.03個百分點;撥備覆蓋率為302.17%,較上年年末上升22.34個百分點。
資本管理持續優化。截至2020年6月30日,集團資本充足率、一級資本充足率及核心一級資本充足率分別為12.84%、9.76%、8.52%,分別超過監管標準2.34、1.26及1.02個百分點。
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