青島銀行(03866.HK)上半年歸母淨利升6.40%至15.31億元
格隆匯8月28日丨青島銀行(03866.HK)公佈2020年中期業績。報告期內,公司實現税前利潤18.60億元人民幣(單位下同),同比增長1.07%;淨利潤15.64億元,同比增長6.71%;歸屬於母公司股東的淨利潤15.31億元,同比增長6.40%;基本每股收益0.34元。
報告期內,公司營業收入61.04億元,同比增加15.70億元,增長34.61%,主要是公司規模增長,結構優化,利息淨收入保持較快增長;理財、信用卡業務發展較快,手續費及佣金淨收入實現較快增長。營業收入中利息淨收入佔比64.16%,同比下降5.19個百分點;手續費及佣金淨收入佔比18.33%,同比提高5.52個百分點。
於2020年6月30日,資產總額4,405.22億元,比上年末增加669.00億元,增長17.91%,實現較快增長;客户貸款總額2,028.01億元,比上年末增加300.06億元,增長17.37%,持續較快增長;客户存款總額2,637.71億元,比上年末增加509.80億元,增長23.96%,實現快速增長,上半年增速創2015年以來新高。
於2020年6月30日,不良貸款率1.63%,比上年末下降0.02個百分點,資產質量保持基本穩定,撥備覆蓋率163.00%,比上年末提高7.91個百分點,抵禦風險能力提升;資本充足率13.68%,比上年末下降1.08個百分點,主要是公司業務發展較快,風險加權資產增加較多,並對22億元二級資本債行使贖回選擇權。
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