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渤海銀行(09668.HK)上半年淨利升2.52%至50.47億元
格隆匯 08-28 19:31

格隆匯 8 月 28日丨渤海銀行(09668.HK)公佈中期業績,2020年上半年,報告期內,該行累計實現營業收入160.45億元,同比增長19.25%;累計實現淨利潤50.47億元,同比增長2.52%,每股收益0.35元。

2020年上半年,該行持續降低實體經濟融資成本,精準施策做好延期還本付息,緩解企業資金週轉壓力,截至2020年6月30日止六個月期間,批發貸款平均收益率由上年同期的5.52%下降6BPs至5.46%。

截至報告期末,該行總資產規模達到12,676.27億元,比年初增長13.49%。其中,貸款總額達到8,181.60億元,比年初新增15.55%,高於總資產平均增速。截至報告期末,該行總負債規模達到11,801.05億元,比年初增長14.10%,其中客户存款總額7,576.55億元,比年初增長18.77%。

截至報告期末,該行不良貸款145.62億元,比年初增加19.71億元,不良貸款率1.78%,與年初持平。貸款損失準備計提充足,該行貸款減值準備273.75億元,比年初增加37.36億元。貸款撥備率3.35%,撥備覆蓋率187.98%,資產質量和撥備保持較好水平。

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