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光大銀行(601818.SH):上半年歸母淨利潤達183.63億元
格隆匯 08-28 19:01

格隆匯8月28日丨光大銀行(601818.SH)披露2020年半年度報告,報告期內,集團實現營業收入721.14億元,同比增長9.03%。其中,利息淨收入546.66億元,同比增長11.15%;淨利息收益率2.30%,同比提升2BPs;實現手續費及佣金淨收入141.33億元,同比增長10.86%。

考慮到疫情影響的持續性和滯後性,充分體現“風險應對要走在市場曲線前面”的精神,集團堅持穩健的撥備計提政策,順應外部環境變化,採取前瞻性措施,加大撥備力度。報告期內,集團計提資產減值損失306.73億元,實現淨利潤184.21億元,實現歸屬於該行股東的淨利潤183.63億元。

報告期末,集團資產總額5.39萬億元,比上年末增加6550.03億元,增長13.84%;貸款和墊款本金總額2.92萬億元,比上年末增加2093.58億元,增長7.72%,服務實體經濟能力增強;存款餘額3.67萬億元,比上年末增加6542.14億元,增長21.68%,存款餘額在總負債中佔比73.49%,比上年末上升4.07個百分點,負債結構不斷優化。

報告期末,集團不良貸款餘額454.13億元,比上年末增加32.01億元;不良貸款率1.55%,比上年末下降0.01個百分點;撥備覆蓋率186.77%,比上年末上升5.15個百分點,進一步夯實資產質量,增強風險抵禦能力,風險指標總體穩定。

報告期末,集團資本充足率12.74%,一級資本充足率10.43%,核心一級資本充足率8.68%,均符合監管要求。

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