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兑吧(1753.HK)發佈2020中報:SaaS業務指標倍增,金融客户佔比近三層
格隆匯 08-28 14:33

8月28日,兑吧發佈2020年中報,報告顯示截至2020年6月30日止半年度公司營收4.68億元,其中SaaS業務收入2835.3萬元,同比大漲166%。SaaS業務客户數和客單價等多項業務指標保持高速增長,截至2020年上半年,付費客户數達到727個,同比增長28%,更加亮眼的是簽約客單價的翻倍增長,上半年簽約客單價11.5萬元,同比接近翻倍。且SaaS業務的重要指標客户流失率僅為6.5%,遠優於行業平均水平。

突如其來的疫情,讓各行各業遭受前所未有的打擊。即便疫情結束,用户"排斥聚集"的下意識在較長一段時間內可能很難改變,甚至固化為常態。5G網絡的覆蓋,5G手機的普及,也將推動深度線上化生活模式的應用與普及。疫情宛如一針強有力的"催化劑",推動銀行數字化升級"火線"提速,強化了銀行數字化升級的決心。多家銀行在2020年發佈的財報中,將數字化升級作為2020年發展戰略之一。

2020年8月21日,銀保監會公佈了4607家銀行業金融機構法人名單。34個省、約300個地級市,各大型銀行在省會城市,一二線城市設點分行都有獨立線上運營權。此外根據銀保監會公佈的2019年數據,經保監會批准成立的保險機構有160家。據此測算市場規模將超過50億元。為金融行業提供SaaS服務的市場空間具有非常大的想象力。

兑吧從2019年上半年服務19個金融客户增長至2020年上半年服務近160個金融客户,高增長的背後支撐來自兑吧SaaS產品和服務的競爭優勢:時效性高、成本低、效果好以及領先的技術壁壘。

"目前兑吧已擁有經過6年實戰檢驗的高度穩定的用户運營SAAS系統,具備高度延展性的底層架構,採用一套類似於支付寶使用的加密算法保障客户敏感數據的安全可靠。"陳曉亮介紹稱。

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