渝農商行(601077.SH):上半年淨利降9.89%至51.83億元
格隆匯8月26日丨渝農商行(601077.SH)發佈2020年半年度報告,實現營業收入139.26億元,同比增長6.59億元,增幅4.97%。其中,利息淨收入120.16億元,同比增長5.31億元,增幅4.62%,中間業務收入14.44億元,同比增長1.16億元,增幅8.77%。淨利潤52.65億元,歸屬於公司股東的淨利潤51.83億元,同比減少9.89%;扣除非經常性損益後的淨利潤52.64億元,同比增長2.11億元,增幅4.18%;基本每股收益0.46元。
集團總資產10,726.38億元,較上年末增長428.48億元,增幅4.16%。存款餘額7,242.72億元,較上年末增長508.70億元,增幅7.55%,餘額和增量均保持重慶第一。貸款和墊款餘額4,734.61億元,較上年末增長363.76億元,增幅8.32%。全國農商行系統及西部首家全資理財子公司——渝農商理財有限責任公司順利開業。
集團不良貸款率1.28%,逾期貸款佔比1.33%,資產質量總體保持優良水平。本集團資本充足率14.77%、核心一級資本充足率12.36%、一級資本充足率12.38%,撥備覆蓋率370.16%,均高於監管標準,具備較強風險抵禦能力。
集團貸款餘額佔總資產的44.14%,較上年末提升1.70個百分點;零售貸款餘額佔貸款總額的37.45%,較上年末上升0.33個百分點。存款佔總負債的佔比較上年末提升2.24個百分點,其中個人存款在存款總額中的佔比76.51%,較上年末上升0.54個百分點。中間業務收入佔營業收入比重10.37%,較上年同期提高0.36個百分點,資產、負債、收益結構持續優化。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!

Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.