《藍籌業績》國壽(02628.HK)上半年純利跌18.8%至305.4億人幣符預期
中國人壽(02628.HK)公布截至今年6月底止中期業績,營業額5,044.31億元人民幣(下同),按年升12.5%。受傳統險準備金折現率假設更新、2019年同期執行手續費和佣金支出稅前扣除政策調整以及總投資收益變化的共同影響,純利305.35億元,按年跌18.8%,符合預期(本網綜合4間券商預期集團上半年錄純利按年倒退17.3%至25%,中位數為301億人民幣按年跌20%);每股盈利1.07元。不派息。
期內,新業務價值368.89億元,增長6.7%(本網綜合10間券商預期上半年得新業務價值按年增5.6%至10%)。實現總保費收入人民幣4,273.67億元,同比增長13.1%。總投資收益961.34億元,增長8.1%,總投資收益率達5.34%。期末,公司內含價值達10,158.56億元,較2019年底增長7.8%。長險有效保單數量達3.12億份,較2019年底增長3.0%。期內,退保率為0.61%,同比下降0.82個百分點。
至6月底止,核心償付能力充足率和綜合償付能力充足率分別達258.24%、267.31%。
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