大新金融(00440.HK)上半年純利跌33.1%至7.45億港元 中期息27港仙
格隆匯8月26日丨大新金融(00440.HK)公佈,截至2020年6月30日止6個月,集團實現除税前溢利11.50億港元,同比下降30.8%;公司股東應占溢利7.45億港元,同比下降33.1%;每股基本及攤薄盈利2.33港元,宣派中期股息每股0.27港元。
上半年的銀行業務表現較去年有所下降。淨利息收入為18.73億港元,同比下降9.4%,淨息差由2019年上半年的1.90%下降24個基點至1.66%。淨服務費及佣金收入平穩,而買賣收入顯著增加。
香港及澳門一般保險業務的保費收入繼續錄得增長,淨保費收入於2020年上半年上升10.1%。整體而言,保險業務的淨溢利與2019年上半年相若。雖然集團其他投資及流動資產的業績於期內錄得輕微整體溢利,但相對去年上半年則大幅下降。
於2020年6月30日,大新銀行的綜合普通股權一級資本及整體綜合資本充足率分別為13.1%及16.9%。
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