新華保險(01336.HK)中期淨利潤減少22.1%至82.18億元 內含價值較上年末升9.6%
格隆匯8月25日丨新華保險(01336.HK)公佈,截至2020年6月30日止6個月,公司收入合計1160.76億元人民幣(單位下同),同比增長30.3%;總保費收入及保單管理費收入969.03億元,同比增長30.9%;歸屬於母公司股東的淨利潤82.18億元,同比減少22.1%。
2020年上半年,公司長短險業務齊頭並進,推動原保險保費收入實現968.79億元,同比增長30.9%。其中,長期險首年保費298.62億元,同比增長155.0%;長期險首年期交保費134.60億元,同比增長15.1%;續期保費626.95億元,同比增長7.4%;短期險保費43.22億元,同比增長11.3%。
截至2020年6月底,公司內含價值達到2,247.57億元,較上年末增長9.6%;上半年新業務價值52.21億元,同比下降11.4%。
2020年上半年,公司立足客户多樣化需求,持續推動長期險首年業務的均衡發展,長期險首年保費佔總保費的比例為30.8%,保費貢獻較2019年同期提升15.0個百分點;續期保費佔總保費的比例為64.7%,為總保費的快速增長夯實基礎。傳統型保險和健康保險長期險首年保費佔整體長期險首年保費的45.1%,分紅型保險長期險首年保費佔比54.9%。
此外,2020年上半年,個人壽險業務13個月繼續率為91.0%,同比提升0.9個百分點;25個月繼續率為84.6%,同比下滑1.9個百分點。退保情況改善,2020年1-6月退保率為0.7%,同比降低0.3個百分點,退保金同比減少20.3%。
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