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常熟銀行(601128.SH):上半年淨利升1.38%至8.66億元
格隆匯 08-21 15:52

格隆匯8月21日丨常熟銀行(601128.SH)披露2020年半年度報告,報告期內,公司實現營業收入34.17億元,同比增2.95億元,增幅9.46%。實現歸屬於上市公司股東的淨利潤8.66億元,同比增0.12億元,增幅1.38%。總資產收益率0.98%,加權平均淨資產收益率10.02%。

報告期末,公司總資產 2,016.91億元,較上年末增168.52億元,增幅9.12%。總貸款1,255.05億元,較上年末增155.60億元,增幅14.15%。其中企業貸款較上年末增56.86億元,個人貸款較上年末增86.63億元,票據貼現較上年末增12.11億元。

報告期末,公司總存款1,555.76億元,較上年末增208.74億元,增幅15.50%。其中企業存款519.42億元,較上年末增51.68億元,儲蓄存款948.86億元,較上年末增152.68億元,其他存款87.48億元,較上年末增4.38億元。

報告期末,公司不良貸款率0.96%,與上年末持平,撥備覆蓋率487.73%,較上年末上升6.45個百分點。在上半年全行業不良率上升、撥備覆蓋率下降的環境下,公司資產質量經受住疫情與經濟下行雙重考驗,風險抵補能力進一步增強。

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