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郭树清料今年内银处置不良贷款增至3.4万亿人币
阿思达克 08-13 14:44
中国银保监会主席郭树清接受《新华社》访问时表示,今年上半年受新冠肺炎疫情等因素影响,银行业新形成不良贷款较去年同期有所上升。而目前经济尚未全面恢复,疫情仍有较大不确定性,所带来的金融风险也存在一定时滞,预计有相当规模贷款的风险会延後暴露,未来不良贷款上升压力较大。

他指,要求银行采取多种方法补足资本,提前加大拨备提取,提高未来风险抵御能力,并是加大不良贷款处置力度。在充分揭示风险的前提下,研究分阶段下调拨备覆盖率的监管要求,释放资源全部用於处置不良贷款。另外,需严控增量风险。督促银行加强内部控制和风险管理,做好贷款「三查」,减少贷款损失。

郭树清预计,今年全年银行业将处置不良贷款3.4万亿元人民币(下同),比去年的2.3万亿元加大了力度,明年的处置力度会更大,因为很多贷款延期了,一些问题明年才会暴露出来。

数据显示,今年第二季末,中国银行业不良贷款率为1.94%,较首季末的1.91%进一步上升,上半年不良贷款总额增加3,229亿元,已接近去年全年3,881亿元的不良余额增幅。

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