郭家耀: 科技股績佳港股料上試25,500 內銀短線再調整壓力不大
正榮金融業務部副總裁郭家耀稱,美股周三(12日)表現向好,肺炎疫苗有望在不久將來推出市場,刺激大市氣氛,三大指數均錄得升幅收市,標普500指數逼近歷史收市高位。美元走勢偏軟,美國十年期債息回升至0.67厘水平,油價輕微受壓,金價繼續大幅波動。港股預託證券普遍向好,預料大市早段跟隨外圍高開。
內地股市反覆偏軟,市場觀望中美高層貿易官員周末舉行會議結果,投資者態度謹慎,滬綜指收市下跌0.6%,滬深兩市成交額亦有所下跌。
港股先跌後反彈,指數重上多條移動平均線水平,傳統類股份表現向好,科技股在業績憧憬下亦走勢向上,大市成交保持活躍。外圍走勢向好,加上科技股業績理想,有助帶動指數進一步上試25,500點水平,下方支持在24,500點附近。
另中國銀保監會日前發布的主要監管指標數據顯示,截至今年第二季末,中國大型商業銀行的不良貸款餘額為1.024萬億元人民幣(下同),首次突破萬億元大關。同時,資本充足率為14.21%,較首季末下跌0.3個百分點。其中,大型商業銀行的不良貸款率為1.45%,較首季上升6個基點;股份制銀行和城商行的不良貸款率分別為1.63%和2.3%,較首季末分別下跌1個及15個基點;農村商業銀行的不良貸款率則從首季末的4.09%,進一步升至4.22%。利潤方面,今年上半年商業銀行累計實現淨利潤1萬億元,按年下降9.4%,平均資本利潤率為10.35%;商業銀行平均資產利潤率為0.83%,較首季末下降0.15個百分點。上半年商業銀行利潤出現下降,主要是回應監管機構要求銀行採取措施應對不良貸款上升的呼籲,增加不良貸款準備金所致。由於市場對此已有預期,加上股價已錄得一定程度調整,相信股價短線再調整壓力不大。
(筆者為證監會持牌人仕,本人沒持有上述股份)~
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