渣打调查:逾三分一港人疫情期间收入减少
渣打银行的一项调查显示,新型冠状病毒疫情对全球个人财务造成重大影响,超过三分之一的受访者指收入减少,很多人预期疫情会进一步影响收入及工作。
在香港,28%受访者表示收入在过去一个月减少,低於全球平均的34%。四成一表示他们的消费上升,而30%则表示需要增加借贷。疫情对自雇人士财务造成的影响最大,36%香港受访者表示收入减少,48%更表示过去一个月的贷款增加。
另外,不少香港受访者预期未来三至六个月的就业状况会出现重大转变,包括裁员(35%)、工时下跌(40%)、薪金减少(37%)。18至24岁的年轻人对能够成功渡过疫情的信心较低,有41%预期会被裁员,亦有54%预期工时会减少。
调本又发现,普遍港人对个人财务前景较亚洲其他地区悲观,三成六的受访者预期个人收入在未来三至六个月会改善,低於中国的50%、台湾的41%、马来西亚的45%和印尼的62%,但略高於新加坡的33%。两成港人预期收入会下滑,比率较中国、台湾、马来西亚及印尼为高。不过,港人在这段困难时期乐意寻求其他渠道增加收入。四成半受访者表示会透过在金融市场交易或投资以增加收入,超过一半会考虑寻求第二收入来源(56%)或发展新技能(52%)。
是次研究在7月初进行,访问1.2万名来自渣打12个市场包括香港、台湾、中国、新加坡、印尼、马来西亚、印度、阿联酋、肯亚、巴基斯坦、英国及美国的成年人。
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