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匯控(00005.HK)料全年信貸損失準備介乎80億至130億美元
阿思達克 08-03 12:36
匯控(00005.HK)公布上半年業績,集團行政總裁祈耀年表示,上半年業績受到新型肺炎疫情、利率下跌、地緣政治風險及市場波動加劇影響。儘管如此,亞洲業務的表現仍然硬朗,與去年上半年相比,環球資本市場業務更錄得強勁增長。

他表示,為應對新冠病毒疫情,集團一度暫停部分轉型行動,但現時將加快實施2月份公布的計劃,亦正研究在新的經濟環境下需要採取何種額外措施,令匯豐的業務更加穩健及更可持續。

他又提及,目前中美兩國之間的緊張局勢,勢必令匯豐這類業務網絡龐大的機構挑戰重重。集團將以客戶的長遠需求及投資者的最佳利益為先,應對各種政治挑戰。

集團業績報告指出,料今年下半年至明年將繼續面對各種潛在的經濟後果,部分取決於新冠病毒疫情再度爆發的潛在影響、疫苗研發的進展以及市場和客戶的信心水平,集團業務所在的部分市場,包括香港和英國亦會受到地緣政治風險加劇的影響。

集團預期,信貸損失的敏感度分析中應用一系列權重,得出今年的預期信貸損失準備可能介乎80億美元至130億美元的結果。鑑於平均經濟預測轉差以及今年第二季的實際損失經驗,此範圍比首季為高,並會繼續受新型肺炎疫情及地緣政局緊張帶來的高度不明朗因素影響。

另外,環球利率下調及客戶交易活動減少令收入壓力增加,此項趨勢料將持續。集團擬加速實施轉型計劃,並執行額外的成本控制措施,以減輕收入所受到的壓力,並進一步投資於科技。

集團預期,今年風險加權資產會錄得中至高單位數增長,主要來自信貸評級變動,對其普通股權一級資本比率將帶來不利影響。集團將繼續致力減少低回報業務的風險加權資產並提升效率,將資源加快再分配到更有競爭優勢,以及回報和增長潛力更高的領域。

此外,鑑於目前形勢極不明朗,集團將繼續密切關注業務計劃及中期財務目標所受的影響,同時會審視日後的股息政策,計劃在公布2020年終業績時,提供中期財務目標和股息政策的最新訊息。

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