領智金融(08163.HK):億推出命名為"YAS"的香港首個微保險市集
格隆匯 7 月 29日丨領智金融(08163.HK)公佈,集團主要從事(包括但不限於)金融服務業務,而於2019年8月,集團投資立足香港的區域保險科技公司,億有限公司("億")少數股權,該公司於市場上從事保險數碼化及更為個人化業務,是項投資為集團進軍金融科技行業踏腳石。
於2020年7月23日,億推出命名為"YAS"的香港首個微保險市集。YAS使用第五代無線網絡(5G)、人工智能(AI)、區塊鏈、數據分析和開放應用編程介面(API)等創新技術,為保險板塊的企業對企業(B2B)和企業對客户(B2C)的客户締造前所未有的商業生態系統及業務模式。
"YAS"的功能有如集成應用程式市場,令保險公司可透過開放應用編程介面(API),按流行趨勢盡享隨插即用的便利,按照客户的特定需要,專門設置保險產品,並向客户提供獨特投保經驗。此外,"YAS"的設計在保險行業易於使用、系統安全、產品種類、透明度等方面更臻完善,配合客户需要,同時也令客户易於瞭解所購買的保險產品及保障範圍。至關重要的是"YAS"一舉減低了理賠過程中的複雜程度,彌補了保障的不足,以自動化及實質的方式為客户提供保障。
億輔以社會數據分析,提供數據轉移和分析解決方案,可為承保人在特定時候及情況呈上單一保險項目,並且承保合適風險。億計劃未來可分階段在"YAS"提供不同數碼微保險產品。億的目標是尋求更多業務夥伴,加入億的革新旅程,共同創造別樹一幟的保險產品以及完滿的客户體驗。
公司董事會對金融科技行業的前景及發展潛力充滿信心,並相信相關技術和創新意念可補足集團現有的金融業務,包括證券經紀服務、提供企業融資諮詢服務、資產管理業務、放債服務及融資租賃業務。集團將繼續尋求與此分部相關的合適投資機遇。
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