報道指人行調查銀行聯合貸業務
內地傳媒引述銀行界指,人行近期發出《關於開展線上聯合消費貸款調查的緊急通知》,向各銀行統計消費類聯合貸款業務的相關信息。
聯合貸款普遍指銀行與合作的金融機構基於共同的貸款條件,按約定比例出資,聯合向符合條件的借款人發放互聯網貸款。報道指,人行此次調查,很可能將開啟針對聯合貸款亂像中超槓桿放貸、銀行機構風險外包等問題的整肅。後續對以上開展聯合貸業務的螞蟻集團、微眾銀行、平安普惠、京東金融等會產生影響。
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