《大行報告》瑞銀:內銀股撥備提升 料次季盈利按年倒退
內銀股將公布次季業績,瑞銀發表報告指,料內銀第二季及上半年純利將按年倒退,主要由於季內撥備增加,由不良貸款分類要求提升及新型肺炎疫情所帶動,相信次季數字於現周期仍未見頂,尤其是企業貸款方面。
另外,內銀次季盈利表現亦疲弱,料淨利息收入下降,手續費收入亦無增長,內銀將嚴控成本以抵銷部份對撥備前盈利表現的壓力,相信貸款利率於下半年仍有下跌空間,由於政府欲推動新型肺炎後經濟復甦。
該行相信,市場將進一步下調對內銀盈利預測,另內銀盈利受壓亦對派息有不利影響,尤其是股份制銀行,進一步限制內銀股價上升空間,對有關板塊維持審慎看法。
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