最新農商行數據大盤點,兩家破萬億在即!
來源:金融時報
據銀保監會最新公佈數據顯示,全國有1483家農村商業銀行。截至目前大部分農商行已披露2019年報,我們來盤點全國農商行的情況。
農商行的萬億衝刺
據企業預警通APP統計2019年報數據,全國已有4家農商行總資產超過五千億。2019年重慶農商行總資產突破萬億,領跑全國農商行。國內商業銀行總資產超過萬億的僅27家,重慶農商行位列24名。

數據來源:企業預警通APP ▲
截至今年一季度末,大部分農商行資產穩步擴表,前十大農商行中,另有3家農商行總資產接近萬億行列。北京農商行和上海農商行的總資產均已超過9千萬,資產規模漲幅均超5%。

數據來源:企業預警通APP ▲
最賺錢的農商行們
全國最賺錢的農商行在重慶,最努力賺錢的銀行在哈爾濱,一般是本地註冊的農商行。
農商行也有效利用其優勢:業務高度集中於本地,廣泛的渠道分佈,深厚的客户基礎及當地信息優勢。

數據來源:企業預警通APP ▲
在賺錢農商百強榜中,淨利潤在10億元以上的農商行有32家。

數據來源:企業預警通APP ▲
榜中銀行多聚集沿海地區,數量最多為浙江地區共計27家農商行。數量超過10家的還有兩個地區,分別為江蘇16家、廣東12家。

數據來源:企業預警通APP ▲
農商行的資產質量
隨着商業銀行資產規模快速擴表,監管部門也在嚴抓資產質量。截至2019年末,農商行的不良率區間在0.48%~9.85%,最低為遼陽農商行。

數據來源:企業預警通APP ▲

數據來源:企業預警通APP ▲
據企業預警通APP統計,已披露農商行的不良貸款區間在0.08億~83.20億,最低為沁水農商行。

數據來源:企業預警通APP ▲
在已披露數據中,農商行的資本充足率區間在3.47%~27.66%,最高為大興安嶺農商行,低於10.5%的農商行有11家。

數據來源:企業預警通APP ▲
據企業預警通APP統計,已披露農商行的撥備覆蓋率區間在40.17%~1960.81%,最高為桐廬農商行。

數據來源:企業預警通APP ▲
農商行TOP100

數據來源:企業預警通APP(按總資產排名) ▲
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