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人行研究局課題組:銀行讓利實體經濟存在一定空間
阿思達克 05-25 09:02
人民銀行行研究局課題組近日發表觀點稱,2020年第一季度,商業銀行實現淨利潤6,001億元人民幣(下同),按年增長5%,增速比上年同期下降4.4個百分點。銀行利潤增長主要源自銀行業資產規模擴張和管理成本收入比的下降。

課題組認為,當前,與滿足實體經濟發展的正常融資需求相比,商業銀行還存在較大資本缺口,面臨資本補充渠道少、難點多、進展慢的難題。在積極拓展外源資本補充渠道的同時,維持銀行一定的利潤增長,有助於保持其內源資本補充能力,增強支持實體經濟和防範風險的能力。在實體經濟面臨較大困難、銀行利潤絕對量較大的情況下,銀行讓利實體經濟存在一定空間。同時,也要看到,雖然內地銀行利潤絕對量較大,但利潤增速總體趨緩,盈利能力有所下降。(ta/w)

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