《藍籌業績》友邦(01299.HK)首季新業務價值按實質匯率計跌28% 低於市場預期中位數
友邦保險(01299.HK)公布截至今年3月底止首季,新業務價值錄8.41億美元,按固定匯率基準計新業務價值下跌27%,按實質匯率計跌28%,對比本網綜合8間券商料友邦2020年首季新業務價值介乎8.18億美元至9.12億美元,低於中位數為8.63億美元,下跌主要是由公司在香港及中國內地業務的銷售額顯著減少所致。
友邦首季新業務價值利潤率下降6.9個百分點至56.6%,主要是由於產品和地區業務組合變動,以及業務量減少引致承保費用超支影響。年化新保費減少18%至14.83億美元,而總加權保費收入則上升8%至87.96億美元。
友邦指,在營運的各個市場,遏制2019冠狀病毒病傳播的措施推行規模及時間均有所不同,而公司在香港及中國內地業務的第一季新業務銷售則遭受到最早及最大的影響。雖然馬來西亞、菲律賓及泰國業務3月份新業務按年增長動力受到影響,公司在香港及中國內地以外的市場在2020年首兩個月錄得強勁的新業務價值增長。
友邦保險香港業務的新業務價值大幅下降,主要是由於來自中國內地訪港客戶的新業務價值減少,這與第一季度每月中國內地訪港旅客人數的下跌走勢繼續大致相若。
友邦在中國內地全資擁有的業務,為集團期內新業務價值帶來最大貢獻;儘管其新業務價值在2020年第一季錄得低雙位數字的跌幅。雖然2020年3月銷售量仍低於2019年3月的水平,公司提升包括安全遙距簽名的數碼銷售流程,以及遏制2019冠狀病毒病傳播的措施逐步放寬,均促使業務走勢較2020年2月轉佳。公司3月份的銷售中,約有一半是以虛擬面對面接觸形式,並由客戶以遙距簽名完成投保。
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