You are browsing the Hong Kong website, Regulated by Hong Kong SFC (CE number: BJA907). Investment is risky and you must be cautious when entering the market.
星展香港张建生:料第二至三季贷款增长有所减慢
阿思达克 05-13 10:14
星展银行(香港)董事总经理兼企业及机构银行总监张建生接受电台访问後表示,有大企业趁现时经济环境欠佳时,利用借贷市场增加「子弹」,而相关信贷质素会较好。但一般中小企及与出入口贸易有关的行业,因为经济活动减少而贷款需求下降。他坦言,每间银行在批出贷款时都会比之前审慎,但同时会审视客户长期的生存能力,若本身经营没有问题,只是受到外围环境影响的话,都会继续支持。

他提到,该行有推出很多中小企支援计划,例如还息不还本,以及贸易贷款可延期等措施,自2月推出以来一直有很多客户申请,已批核200亿元申请。另外,5月1日金管局推出企业客户「预先批核还息不还本」计划,令覆盖的范围更大,涉及的贷款范围近1,000亿元。

他留意到首季的贷款仍有轻微增长,主要来自本港大企业融资及中国企业的融资,但相信第二及第三季会开始看到有影响,因为欧美封城的影响会令贸易融资需求减慢。但「还息不还本」等措施会令下行速度不会太快。

Follow us
Find us on Facebook, Twitter , Instagram, and YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
uSMART
Wealth Growth Made Easy
Open Account