宏利冀今年底推強積金新方案 積極處理強積金新開戶
宏利香港僱員福利業務部副總裁兼主管吳清發在電話會議上表示,積金局最近發表「投資退休方案開發原則」,為開發強積金制度下的投資退休方案提供指引,提出投資退休方案應透明度高、簡單且易於理解、及收費水平應合適等多個方個。
他指,宏利計劃推出強積金投資退休新方案,讓成員在退休後繼續投資並定期提取收益,類似提取收益產品(drawdown fund),目前新方案已獲積金局原則性批核,正等待證監會的最終批核,期望可於今年底推出市場。
他提到,新方案投資目標為追上長期通脹及提供定期現金流和淨收益,料較大比重會投資於環球投資級別企業債,並會按時審視及檢討回報是否達到要求,相信新方案的收費會處合理水平。
對於有指為申請政府「保就業」計劃,上月強積金開戶數字大增,吳清發稱宏利對強積金開戶申請有服務標準,正積極處理開戶,目前已開得「七七八八」。另外,雖然近月因疫情影響導致經濟表現下滑,對僱主強積金供款有輕微影響,但供款率仍維持良好。
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