因「原油寶」爆煲 據報內地部份銀保監局緊急摸底結構性存款
針對中國銀行(03988.HK)(601988.SH)的掛鉤境外原油期貨的產品「原油寶」令投資者錄得巨額虧損的事件,據《中國證券報》報道,部份銀保監局緊急摸底轄內結構性存款等金融產品的運行、銷售情況。
有銀行界人士表示,結構性存款通過與利率、匯率、指數等波動掛鉤,以獲得收益,而投資者在實際銷售過程往往不明晰其潛在的風險。
人民銀行公布數據顯示,截至今年3月末,中資銀行結構性存款餘額達11.67萬億元人民幣,創歷史新高。
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