眾安獲發虛擬保險牌照 第四間獲快速通道授權
保監局公布,第四間虛擬保險公司獲得快速通道授權,眾安國際亦宣布,其與香港富邦人壽合資之眾安人壽獲得香港保監局透過快速通道授予全數碼化保險公司牌照,即日起將以ZA Insure為商業名稱營運。公司將於短期內正式推出服務,以人壽及危疾等產品照顧不同人士的需求,目前將專注為正式推出服務做好準備。
眾安國際總裁兼ZA Insure行政總裁許煒表示,作為一家以「用戶共創」為模式的金融科技及保險科技公司,留意到目前市場仍有不少保險痛點有待解決,例如部分用戶因財富水平而未能受惠於保險產品,或用戶在尋求保障時,希望獲取更個人化的產品,啟發公司重新以用戶為依歸,打造一個緊貼用戶需求的全數碼化保險平台。
保監局亦表示,新的保險公司將主力發展醫療、定期人壽及危疾保險產品,以年輕一代及被忽略的消費群為對象,並以集匯模式為基礎,透過戰略夥伴的支援,為客戶度身訂造保險方案以滿足其需要。該公司將全面運用大數據分析和人工智能技術,提供即時報價、進行遙距客戶盡職審查和以最短時間處理索償。此外,其姊妹公司持有香港虛擬銀行牌照,兩者可以結盟,發揮重要優勢。
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