中國人保(601319.SH)一季度歸母淨利潤升19.9%至70.61億元
格隆匯4月30日丨中國人保(601319.SH)發佈2020年第一季度報告,實現保險業務收入1941.77億元,同比增長0.2%;淨利潤98.76億元,同比增長21.2%;歸屬於母公司股東淨利潤70.61億元,同比增長19.9%;基本每股收益0.16元。
2020年一季度,人保財險創新業務發展新模式,深入推進線上化工作;創新產品供給,升級保險保障服務;加快推進商業模式變革,深化政策性業務與商業性業務融合;完善治理結構和風控體系,守住不發生系統性風險底線。報告期內,人保財險實現淨利潤63.56億元,同比增長22.0%;綜合成本率為97.1%,同比下降1.2個百分點。
人保壽險堅定不移“轉方式、優結構、換動能”,聚焦“三個轉變”,加強線上化經營,深化商業模式變革,大力推進隊伍建設,嚴守風險底線,夯實發展基礎。報告期內,人保壽險實現原保險保費收入535.79億元,同比下降8.7%;實現期交首年原保險保費收入117.97億元,同比下降5.8%;實現十年期及以上期交首年規模保費19.31億元,同比增長6.2%;實現淨利潤28.45億元,同比增長63.8%。
人保健康遵循“專業、高效、精幹、扁平”導向,積極推進全面深化改革,推動完善“健康保險+健康管理+信息科技”的商業模式,打造具有人保特色的健康險專業化經營體系,在服務“健康中國”戰略和國家多層次醫療保障體系建設中加快向高質量發展轉型,業務實現較快增長、結構進一步優化。報告期內,人保健康實現期交首年原保險保費收入23.87億元,同比增長41.6%,佔長險首年保費的65.8%;實現淨利潤0.90億元,同比下降65.8%。
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