重慶銀行(01963.HK)一季度歸母淨利升13.7%至13.77億元 撥備覆蓋率292.31%
格隆匯4月28日丨重慶銀行(01963.HK)公佈2020年第一季度業績,於2020年1-3月份,公司實現淨利潤人民幣14.06億元,同比增長14.1%;歸屬於該行股東的淨利潤人民幣13.77億元,同比增長13.7%。基本每股盈利人民幣0.44元。
期內,實現利息淨收入為人民幣25.28億元,較上年同期增加人民幣5.05億元,增幅24.96%;手續費及佣金淨收入為人民幣3.05億元,較上年同期增加人民幣0.12億元,增幅4.3%,主要原因是代理理財業務手續費收入較上年同期增加19.1%。
於2020年3月31日,集團資產總額人民幣5,112.60億元,較上年末增加人民幣100.28億元,增幅2.0%。客户存款人民幣2,948.01億元,較上年末增加人民幣137.52億元,增幅4.9%。其中:定期存款人民幣1,873.75億元,活期存款人民幣800.58億元,保證金存款人民幣87.45億元,其他存款人民幣158.18億元,應付利息人民幣28.05億元。
客户貸款及墊款總額人民幣2,578.11億元,較上年末增長人民幣104.62億元,增幅4.2%。其中:公司貸款人民幣1,481.34億元,個人貸款人民幣938.67億元,票據貼現人民幣142.42億元,應收利息人民幣15.68億元。
不良貸款餘額人民幣32.63億元,較上年末增加人民幣1.32億元;不良貸款率1.27%,與上年末持平;撥備覆蓋率292.31%,較上年末上升12.48個百分點。
按照《商業銀行資本管理辦法(試行)》,集團於報告期末的核心一級資本充足率為8.70%,一級資本充足率為9.98%,資本充足率為13.10%,滿足中國銀行業最新的資本充足率監管要求。
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