工商銀行(01398.HK)一季度淨利潤844.94億元，同比增長3.04%
格隆匯4月28日丨工商銀行(01398.HK)公佈2020年第一季度報告，實現歸屬於母公司股東的淨利潤人民幣844.94億元，同比增長3.04%；基本每股收益0.24元。年化平均總資產回報率1.09%，年化加權平均權益回報率13.44%。
營業收入2,061.87億元，同比增長2.16%。利息淨收入1,542.87億元，增長4.11%。年化淨利息收益率2.20%。非利息收入519.00億元，其中手續費及佣金淨收入472.83億元，增長2.49%。營業費用(不含税金及附加)379.06億元，下降2.21%。成本收入比18.38%。
報告期末，總資產320,944.78億元，比上年末增加19,850.42億元，增長6.59%。客户貸款及墊款總額(不含應計利息)175,159.21億元，增加7,546.02億元，增長4.50%，其中境內分行人民幣貸款增加6,613.87億元，增長4.43%。從結構上看，公司類貸款105,589.95億元，個人貸款65,481.04億元，票據貼現4,088.22億元。投資81,580.37億元，增加5,109.20億元，增長6.68%。
總負債293,141.84億元，比上年末增加18,967.51億元，增長6.92%。客户存款242,202.94億元，增加12,426.39億元，增長5.41%。從結構上看，定期存款120,707.80億元，活期存款117,601.16億元，其他存款1,532.38億元，應計利息2,361.60億元。
股東權益合計27,802.94億元，比上年末增加882.91億元，增長3.28%。
按照貸款質量五級分類，不良貸款餘額為2,501.03億元，比上年末增加99.16億元；不良貸款率1.43%，與上年末持平；撥備覆蓋率199.37%，提高0.05個百分點。
核心一級資本充足率13.15%，一級資本充足率14.19%，資本充足率16.52%，均滿足監管要求。
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