You are browsing the Hong Kong website, Regulated by Hong Kong SFC (CE number: BJA907). Investment is risky and you must be cautious when entering the market.
據報中銀保監向各財險公司下發關於徵求車險改革意見建議函
阿思達克 04-21 09:04
據《上海證券報》報道,為進一步完善車險條款費率形成機制,促進車險高質量發展,中國銀保監會近日向各財險公司下發《關於徵求車險改革意見建議的函》。

報道引述財險公司人士透露,此次主要是向行業開門納諫,聽取各家財險公司對車險綜合改革的意見建議。就此次改革,監管部門列舉了13個重點問題,聽取各公司意見。不同於以往幾次商業車險費率改革,此次車險綜合改革是真正的一攬子改革,不僅要改革商業車險,還要改革交強險。由於交強險在不同區域之間的風險水平差異較大,而且自2008年2月調整以來未再做過修訂,因此,此次交強險費率如何改革,備受業內關注。

從監管所提的問題來看,此次交強險改革可能包括:提高交強險責任限額,調整有責死亡和傷殘限額、醫療費用、物損等;對交強險賠付率過低和過高的地區,或考慮在交強險費率浮動比率中引入區域調整因子。商業車險改革中,可能會整合主險和附加險等。

Follow us
Find us on Facebook, Twitter , Instagram, and YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
uSMART
Wealth Growth Made Easy
Open Account