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平安銀行(000001.SZ)一季度淨利潤升14.8%至85.48億元
格隆匯 04-20 18:48

格隆匯4月20日丨平安銀行(000001.SZ)發佈2020年第一季度報告,實現營業收入379.26億元,同比增長16.8%;減值損失前營業利潤269.26億元,同比增長19.4%;歸屬於公司股東的淨利潤85.48億元,同比增長14.8%;扣除非經常性損益後歸屬於公司股東的淨利潤85.06億元,同比增長14.6%;基本每股收益0.40元。

報告期內,該行實現利息淨收入247.7億元,同比增長19.2%,一方面得益於2019年下半年資本補充到位後,持續加大對實體經濟的信貸投放力度,一季度發放貸款和墊款(不含貼現)日均餘額22617.43億元,同比增長15.0%;另一方面,一季度淨息差較去年同期增加7個基點至2.60%。但受年初貸款市場報價利率(LPR)下行、貨幣市場資金面寬鬆等因素影響,該行生息資產收益率降幅略快於計息負債成本率降幅,一季度淨息差環比去年四季度下降2個基點。

非利息淨收入131.56億元,同比增加14.54億元、增長12.4%,主要因一季度貨幣政策維持寬鬆,該行緊握市場交易機會並適度加大債券持倉,導致投資收益同比增加12.31億元、增長47.9%。

2020年3月末,該行資產總額41322.98億元,較上年末增長4.9%;吸收存款餘額25668.57億元,較上年末增長5.3%;發放貸款和墊款總額(含貼現)24441.76億元,較上年末增長5.2%。

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