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中小企百分百担保贷款下周一起接受申请 暂有10间参与银行
阿思达克 04-17 09:16
本地传媒引述按证公司指,中小企融资担保计划下的「百分百担保特惠贷款」将於下周一(20日)起接受申请,参与的银行暂时共有10家,分别为中银香港(02388.HK)、交银香港、创兴(01111.HK)、星展香港、恒生(00011.HK)、南洋商业银行、华侨永亨银行、渣打香港、东亚(00023.HK)及汇丰,另有多家贷款机构表示有兴趣加入。

有关贷款适用於各行业,企业於去年底前已营运最少三个月,以及今年2月起任何一个月的营业额较去年任何一季的平均每月营业额下跌三成或以上,均符合申请资格。每宗申请最高贷款额为企业的六个月雇员薪金及租金的总和或200万元,以较低者为准,并可选择首六个月还息不还本。若立法会财委会今日通过拨款,企业最高贷款额将增加至400万元,还息不还本安排则延长至首十二个月,贷款息率为最优惠利率减2.5厘,现时实际利率为2.75厘。

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