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中小企百分百擔保貸款下周一起接受申請 暫有10間參與銀行
阿思達克 04-17 09:16
本地傳媒引述按證公司指,中小企融資擔保計劃下的「百分百擔保特惠貸款」將於下周一(20日)起接受申請,參與的銀行暫時共有10家,分別為中銀香港(02388.HK)、交銀香港、創興(01111.HK)、星展香港、恆生(00011.HK)、南洋商業銀行、華僑永亨銀行、渣打香港、東亞(00023.HK)及匯豐,另有多家貸款機構表示有興趣加入。

有關貸款適用於各行業,企業於去年底前已營運最少三個月,以及今年2月起任何一個月的營業額較去年任何一季的平均每月營業額下跌三成或以上,均符合申請資格。每宗申請最高貸款額為企業的六個月僱員薪金及租金的總和或200萬元,以較低者為準,並可選擇首六個月還息不還本。若立法會財委會今日通過撥款,企業最高貸款額將增加至400萬元,還息不還本安排則延長至首十二個月,貸款息率為最優惠利率減2.5厘,現時實際利率為2.75厘。

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