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《新股消息》威海市商業銀行遞交主板上市申請
阿思達克 04-15 10:06
威海市商業銀行遞交主板上市申請,由華泰國際、中金公司及招銀國際擔任聯席保薦人。

初步招股文件顯示,截至去年底止威海銀行資產總值達2,246.35億元人民幣(下同),負債總額2,067.12億元,發放貸款和墊款總額為924.52億元。2019年度一級資本充足率為11.78%,不良貸款率為1.8%,較2018年度下降0.02個百分點,撥備覆蓋率則提升2.24個百分點至165.5%。

該行去年度純利增長49%至14.39億元;營業收入為49.47億元,按年增長29%,當中近60%來自公司銀行業務,金融市場業務及零售銀行業務則分別佔22.8%及18.1%。

威海銀行表示,在疫情影響下當局推出多項中小微企業延期償還貸款等支持措施,銀行亦為合資格受影響客戶提供延期及豁免選擇權,相信應對措施現階段對流動性狀況及貸款組合的到期償還情況的影響微乎其微;年初至今已發行本金總額為58.6億元的同業存單。

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