AEON CREDIT(00900.HK)年度純利跌15.36%至3.7億港元 末期息22港仙
格隆匯4月9日丨AEON CREDIT(00900.HK)發佈截至2020年2月29日止年度業績,報告期內,公司實現收入12.98億港元,同比下降1.89%;淨利息收入10.47億港元,同比減少0.70%;公司擁有人應占期間溢利3.70億港元,同比下降15.36%;基本每股盈利88.37港仙,擬派末期息每股22.0港仙。
公告稱,在該年度,集團繼續採用雙重戰略,以豐富信用卡會員優惠並利用新技術,以更快捷有效的方式為客户提供優質的服務。集團繼續推出各種推廣活動,包括在永旺百貨店的週末狂賞推廣活動、日本海外籤賬賞推廣活動和海洋公園推廣活動。
為了提高客户的便利性,公司在手機應用程式中增設多項新功能,包括網上私人貸款申請和批准,及以快速支付系統"轉數快"把現金透支資轉入客户的銀行帳户。為落實執行設分行於購物集中地的策略,除2018年於旺角開設旗艦店外,集團於該年度開設兩間新的旗艦店,即於2019年5月開設的銅鑼灣分行和於2019年7月開設的中環分行。此外,為了實現無現金營運,分行已完全停止所有現金和支票還款。
在2019年5月發生自動櫃員機欺詐案後,集團已終止位於便利店和港鐵站自動櫃員機之營運。於2020年2月29日,集團僅維持分行內的15台自動櫃員機之營運。
此外,這些自動櫃員機功能已作出升級,以防範欺詐。在該年度,新信用卡和貸款系統項目持續進行,第一期收單系統已於第四季度推出並拓展至特選商户。
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