《公司業績》徽商銀行(03698.HK)全年純利98.19億元人幣升12.3% 每10股派送現金股息1.57元人幣
徽商銀行(03698.HK)公布截至去年12月底止全年業績,營業淨收入311.59億元人民幣(下同),按年升15.6%。純利98.19億元,按年升12.3%;每股盈利0.78元。年終股利為每10股派送現金股息1.57元。
利息淨收入247.26億元,同比增加67.59億元,增幅37.62%。淨利差2.32%,淨利息收益率2.51%。生息資產年化平均收益率4.79%,計息負債年化平均成本率2.47%。非利息淨收入人民幣65.87億元,同比減少25.36億元,減幅27.80%。減幅較大的主要原因是其他非利息淨收入減少。
截至2019年末,不良貸款餘額為48.15億元,比上年末增加8.35億元;不良貸款率為1.04%,與上年末持平;不良貸款撥備覆蓋率為303.86%,比上年末上升1.64個百分點。
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