九江銀行(06190.HK)年度歸母淨利升4.5%至18.37億元 擬10派1.2元
格隆匯3月31日丨九江銀行(06190.HK)披露2019年度業績。報告期內,該行實現税前利潤22.83億元人民幣(單位下同),同比增長3.7%;歸屬於該行股東淨利潤18.37億元,同比增長4.5%;每股收益0.76元,擬10派1.2元(含税)。
報告期內,該行實現營業收入95.49億元,同比增長21.4%。其中利息淨收入72.77億元,同比增長30.7%,淨利差由上年的2.49%下降至2.34%,淨利息收益率由上年的2.65%下降至2.55%;手續費及佣金淨收入4.16億元,同比增長49.2%。
2019年末,集團資產總額達3633.52億元,增幅16.6%。各項存款2552.63億元,增幅17.1%;日均存款2358.98億元,增幅19.9%。各項貸款1789.56億元,增幅26.2%。各項投資1364.73億元,增幅12.4%。
2019年末,集團各項貸款佔總資產比重49.2%,較年初提升3.7個百分點,其中零售貸款餘額595.58億元,增幅44.5%,零售貸款佔比33.3%,較年初提升4.2個百分點。年末各項存款餘額佔總負債比重75.5%,其中儲蓄存款餘額916.07億元,增幅31.5%,佔各項存款比35.9%,成為增長主力。
2019年末,資本充足率11.68%,同比增長0.13個百分點;不良貸款率1.71%,同比下降0.28個百分點;撥備覆蓋率182.34%,撥貸比3.12%,流動性比例75.57%,成本收入比28.12%,主要監管指標均達到且優於監管要求。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!

Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.