You are browsing the Hong Kong website, Regulated by Hong Kong SFC (CE number: BJA907). Investment is risky and you must be cautious when entering the market.
鄭州銀行(06196.HK)2019年歸母淨利增7.4%至32.85億元
格隆匯 03-31 01:01

格隆匯3月31日丨鄭州銀行(06196.HK)公告,截至2019年12月31日止年度業績,全年實現營業收入人民幣134.40億元,同比增加人民幣23.07億元,增幅20.72%;淨利潤人民幣33.73億元,同比增幅8.76%;淨利潤歸屬於該行股東32.85億元,同比增7.40%。

淨息差2.16%,同比增加0.46個百分點;成本收入比26.62%,同比下降1.44個百分點;資本充足率12.11%,不良貸款率2.37%,撥備覆蓋率159.85%,主要指標均符合監管要求。

截至報告期末,本行資產總額人民幣5,004.78億元,較年初增長人民幣343.36億元,增幅7.37%;吸收存款本金總額人民幣2892.17億元,較年初增長人民幣250.86億元,增幅9.50%;發放貸款及墊款本金總額人民幣1959.12億元,較年初增長人民幣363.39億元,增幅22.77%。

制定不良資產三年處置方案以及風險資產管理專項激勵方案,層層分解任務,嚴格督導考核;開展風險資產管理包乾制,綜合運用專職人員清收、AI智能機器人催收、互聯網催收平台催收、司法催收,進一步加大不良資產核銷力度,風險包袱明顯減輕。截至報告期末,本行不良貸款率2.37%,較去年末降低0.10個百分點,資產質量穩步轉好。

Follow us
Find us on Facebook, Twitter , Instagram, and YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
uSMART
Wealth Growth Made Easy
Open Account