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《蓝筹业绩》建行(00939.HK)全年纯利2,627.7亿人民币增4.8% 派息32分
阿思达克 03-29 19:15
建设银行(00939.HK)公布2019年度业绩,录得纯利2,627.71亿人民币(下同),按年增长4.8%,每股收益1.05元。末期息派32分,上年同期派30.6分。

年内,经营收入6,780.01亿元,增加7%。其中,利息净收入5,106.8亿元,增加5%;净利差2.12%,净利息收益率2.26%,分别下降6个及5个基点。手续费及佣金净收入1,372.84亿元,增加11.6%。

基於审慎原则,足额计提贷款和垫款损失准备,减值损失总额1,630.21亿元,增加8.3%。全年经营费用1,881.32亿元,增加133.68亿元,升幅7.7%。成本收入比26.75%,上升0.14个百分点。

2019年止,不良贷款余额2,124.73亿元,较年初增加115.92亿元;不良贷款率1.42%,下降0.04个百分点。拨备覆盖率227.69%,上升19.32个百分点;损失准备对贷款总额比率3.23%,上升0.19个百分点。

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