中行(03988.HK):疫情对业务冲击可控 该行近97%网点已正常营业
中国银行(03988.HK)副董事长兼行长王江在电话会议上表示,已对疫情对该行的经营业绩作出分析,认为疫情的冲击是短期而且可控。他乐见目前国内疫情好转,企业复工速度加快。截至昨天,该行近97%的网点已正常营业,湖北省网点的营业率达到70%。
他亦相信,新冠疫情不会改变中国经济长期向好的基本趋势,会改变的是企业的商业方式及市民的生活方式,而这有利於该行的数字化转型,透露跨境信用卡支付的增速达到历来最好水平。
副行长孙煜表示,2019年度该行的净息差表现大致稳健,达1.84%,指出在不利的外部环境下能有此表现是不容易。他承认,目前内外部不利环境对该行的净息差带来很大压力,当中包括美国联储局实施宽松的货币政策及国内持续推进利率市场化。
他提到,在未来该行会持续加强对未来市场的前瞻性研判,不断提升资产负债的配置效率,持续优化资产结构,并控制好负债成本。
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