重慶銀行(01963.HK)年度淨利潤升13.1%至43.21億元 末期息0.236元
格隆匯3月27日丨重慶銀行(01963.HK)公佈，截至2019年12月31日止年度，公司營業收入117.91億元人民幣，同比增長10.9%；實現淨利潤人民幣43.21億元，同比增長13.1%；公司股東應占淨利潤42.07億元，同比增長11.6%；每股收益1.25元，末期股息每股人民幣0.236元。
2019年，集團利息淨收入為人民幣88.39億元，較上年增加人民幣19.63億元，增幅28.6%；手續費及佣金淨收入為人民幣12.58億元，較上年減少人民幣0.84億元，降幅6.3%；享有聯營利潤的份額為人民幣1.63億元，較上年減少人民幣0.57億元，降幅25.9%；營業費用為人民幣27.68億元，較上年增加人民幣1.97億元，增幅7.7%。
截至2019年12月31日，集團資產總額較上年末增加人民幣508.63億元，達人民幣5,012.32億元，增幅11.3%。集團在堅持貫徹高質量發展的總體原則下，全面推進政策落實，積極服務實體經濟，通過創新業務產品類型、開展金融服務推介、加大投貸聯動及渠道拉動力度，實現穩健和可持續的信貸投放，客户貸款及墊款淨額較上年末增加人民幣327.04億元，至人民幣2,386.27億元，增幅15.9%；同時，集團通過進一步深化風險管理架構改革，升級風控技術，嚴控業務風險，不良貸款率降低為1.27%，較上年末下降0.09個百分點。
集團牢固樹立存款立行理念，全力營銷綠色存款、儲蓄存款，負債業務規模穩健提升，截至2019年12月31日，集團客户存款較上年末新增人民幣246.55億元，至人民幣2,810.49億元，增幅9.6%，為集團的資產投放、收入增加及利潤增長提供了根本保障。在經營規模再上台階的同時，集團持續加強預算和費用管理，着力提升投入產出效率，2019年成本收入比率為22.27%，較上年下降0.66個百分點，經營效率進一步提升。
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