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重慶農村商業銀行(03618.HK)年度純利升8.99%至99.88億元 末期息0.23元
格隆匯 03-27 09:06

格隆匯3月27日丨重慶農村商業銀行(03618.HK)公佈,截至2019年12月31日止年度,公司實現營業收入266.42億元,同比增長5.09億元,增幅1.95%;淨利潤99.88億元,同比增長8.24億元,增幅8.99%,擬派末期股息每股0.23元人民幣(税前)。

期間實現利息淨收入232.91億元,比上年同期增加32.77億元,增幅16.37%;非利息淨收入33.52億元,其中,手續費及佣金淨收入23.22億元,同比增加2.56億元,佔營業收入的比例為8.72%,提高0.82個百分點。主要得益於各項資產負債業務穩步增長,中間業務協調發展,收入結構不斷優化。另外,營業支出78.36億元,同比減少3.29億元,降幅4.03%。

集團總資產突破1萬億元,達10,302.30億元,較年初增長796.12億元,成為全國首家萬億農商行、西部首家萬億銀行、重慶首家萬億企業。各項存款餘額6,734.02億元,較年初增長572.36億元,餘額和增量均保持重慶第一,其中個人存款餘額突破5,000億元、增量突破500億元。各項貸款餘額4,370.85億元,較年初增長559.49億元,增量居重慶第一。

此外,期間不良貸款率同比下降0.04個百分點至1.25%,逾期貸款率同比下降0.29個百分點至1.16%,撥備覆蓋率提升32.52個百分點至380.31%,資本充足率提升1.36個百分點至14.88%,資產質量和風險抵禦能力穩中向好。

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