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郵儲銀行(601658.SH)2019年度淨利潤升16.52%至610.36億元 撥備覆蓋率達389.45%
格隆匯 03-25 16:13

格隆匯3月25日丨郵儲銀行(601658.SH)發佈2019年年度報告,實現營業收入2768.09億元,同比增長6.06%;淨利潤610.36億元,同比增長16.52%;歸屬於銀行股東的淨利潤609.33億元,同比增長16.48%;基本和稀釋每股收益0.72元,擬每10股普通股派發人民幣2.102元(含税),合計人民幣182.83億元(含税)。

截至報告期末,不良貸款餘額428.44億元,不良貸款率0.86%,撥備覆蓋率389.45%。核心一級資本充足率達到9.90%,較去年末上升0.13個百分點,抵禦風險能力進一步增強。

截至報告期末,集團資產總額102,167.06億元,較上年末增加7004.95億元,增長7.36%。其中,客户貸款總額較上年末增加6973.21億元,增長16.30%金融投資較上年末增加2875.43億元,增長8.49%;現金及存放中央銀行款項較上年末減少480.92億元,下降4.00%

從結構上看,客户貸款淨額佔資產總額的47.06%,較上年末增加3.46個百分點;金融投資佔資產總額的35.97%,較上年末增加0.37個百分點;現金及存放中央銀行款項佔資產總額的11.30%,較上年末下降1.34個百分點;存放同業款項、拆出資金及買入返售金融資產佔總資產的4.36%,較上年末下降2.63百分點。

在規模穩定增長的同時,盈利能力和價值創造能力穩步提升,總資產回報率、淨資產收益率、中間業務收入佔比等指標進一步改善,淨利差、淨息差繼續處於同業領先水平。集團獲得國際三大評級機構優異主體評級,一級資本位列英國《銀行家》雜誌“2019年全球銀行1000強”22位,市場競爭力穩步提升。

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