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大新銀行集團(02356.HK):對今年前景極審慎 信貸質素呈負面趨勢
阿思達克 03-25 12:20
大新銀行集團(02356.HK)發表全年業績報告,提及在經歷了艱難的2019年下半年之後,集團最初希望2020年上半年漸趨穩定,甚或有所改善。然而,於1月底前,最初在武漢及湖北爆發的新冠肺炎病毒疫情的影響開始顯現。隨著疫情目前在全球蔓延,很可能對香港及中國內地以至全球經濟造成重大負面影響。

今年到目前為止,集團面對營商環境放緩及預計情況不會於短期內好轉。然而,現階段難以判斷當前情況將持續多久。

繼1月下旬至2月中旬許多企業停止營運,或作極有限度之經營,出現經濟及商業活動嚴重放緩之後,香港、內地及澳門等主要市場的經濟及商業活動已逐漸恢復。然而,集團的主要市場的總體活動仍遠低於正常水平。儘管目前集團信貸質素尚無出現重大變動,但仍持續呈現負面趨勢。就此,集團維持充足的資本及流動資金水平,以抵禦經濟在未來持續或進一步下滑所帶來之影響。

鑑於以上情況,集團對2020年之前景極為審慎。集團致力於以平穩有效的方式維持業務營運,同時亦注意以適當的方式處理員工及客戶所面對的潛在風險。目前判斷何時情況會好轉仍為時過早,故集團將繼續以較以往更為審慎的態度運作業務。

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