中國太保(601601.SH)2019年度淨利潤升54%至277.41億元 擬每股派1.2元
格隆匯3月22日丨中國太保(601601.SH)發佈2019年年度報告，實現營業收入3854.89億元，同比增長8.8%；歸屬於上市公司股東的淨利潤277.41億元，同比增長54.0%；歸屬於上市公司股東的扣除非經常性損益的淨利潤229.15億元，同比增長26.7%；基本每股收益3.06元，加權平均淨資產收益率16.9%，同比增加4.3個百分點。
公司2019年度利潤分配以經審計的母公司財務報表數為基準，擬根據總股本90.62億股，按每股1.2元(含税)進行年度現金股利分配，共計分配108.74億元，剩餘部分的未分配利潤結轉至2020年度。公司本年度不實施資本公積金轉增股本。
2019年，集團實現營業收入3854.89億元，其中保險業務收入3475.17億元，同比增長8.0%。營運利潤278.78億元，同比增長13.1%。集團內含價值3959.87億元，較上年末增長17.8%，其中集團有效業務價值1875.85億元，較上年末增長12.5%。
壽險業務一年新業務價值245.97億元，同比減少9.3%；新業務價值率43.3%，同比下降0.4個百分點。財產險業務綜合成本率為98.4%，同比持平。集團投資資產淨值增長率達到7.3%，同比提升2.2個百分點。截至2019年末，集團客户數達13856萬，較去年末增長1214萬。
壽險新業務價值率保持穩定，剩餘邊際餘額持續增長
受新保同比負增長影響，實現新業務價值245.97億元，同比減少9.3%，新業務價值率43.3%，同比下降0.4個百分點；
壽險業務剩餘邊際餘額3,295.59億元，較上年末增長15.5%；壽險營運利潤221.76億元，同比增長14.7%；
太保壽險續期業務增速11.5%，推動全年保險業務收入同比增長5.0%，達到2125.14億元。
財產險業務綜合成本率穩定，保費收入保持較快增長
財產險業務加強費用成本管控，綜合成本率98.4%，同比持平；其中綜合賠付率60.4%，同比上升4.1個百分點，綜合費用率38.0%，同比下降4.1個百分點；
保險業務收入同比增長12.9%，達1346.50億元；其中非車險業務收入同比增長32.6%，佔比提升4.5個百分點，達30.7%；
車險客户黏度持續提升，推動增長動能轉換；農險、保證險等新興業務領域保持快速發展，其中農險實現原保費收入67.78億元，市場份額快速提升。
堅持基於保險負債特性的資產配置，實現良好投資業績
固定收益類投資佔比80.4%，較上年末下降2.7個百分點；權益類投資佔比15.7%，較上年末上升3.2個百分點，其中核心權益佔比8.3%，較上年末上升2.7個百分點；
實現淨值增長率7.3%，同比上升2.2個百分點；總投資收益率5.4%，同比上升0.8個百分點；淨投資收益率4.9%，同比持平；
集團管理資產達到20430.78億元，較上年末增長22.7%；其中，第三方管理資產規模達到6238.15億元，較上年末增長44.3%。
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