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招商銀行(03968.HK)年度淨利潤升15.28%至928.67億元 增速創2013年以來新高
格隆匯 03-20 18:53

格隆匯3月20日丨招商銀行(03968.HK)發佈2019年度業績,2019年,集團始終堅持“輕型銀行”的戰略方向和“一體兩翼”的戰略定位,積極穩健開展各項業務,總體經營情況持續向好,“質量、效益、規模”實現動態均衡發展。主要表現在:盈利較快增長,資本回報水平持續提高。2019年集團實現歸屬於股東的淨利潤928.67億元,同比增長15.28%,增速創2013年以來新高;實現淨利息收入1730.90億元,同比增長7.92%;實現非利息淨收入966.98億元,同比增長9.81%;歸屬於股東的平均總資產收益率(ROAA)和歸屬於普通股股東的平均淨資產收益率(ROAE)分別為1.31%和16.84%,同比分別提高0.07和0.27個百分點。

資產負債規模平穩增長。截至報告期末,集團資產總額74,172.40億元,較上年末增長9.95%;貸款和墊款總額44,906.50億元,較上年末增長14.18%;負債總額67,995.33億元,較上年末增長9.63%;客户存款總額48,444.22億元,較上年末增長10.08%。

資產質量持續優化,不良貸款實現餘額與佔比雙降,撥備覆蓋保持穩健水平。截至報告期末,集團不良貸款總額522.75億元,較上年末減少13.30億元;不良貸款率1.16%,較上年末下降0.20個百分點;不良貸款撥備覆蓋率426.78%,較上年末提高68.60個百分點;貸款撥備率4.97%,較上年末提高0.09個百分點。

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