匯豐與菜鳥網絡合作 推數碼貿易融資方案
匯豐宣布與阿里巴巴集團旗下智能物流平台菜鳥網絡合作,為網店推出一項創新數碼貿易融資方案,利用實時數碼物流資訊進行信用評估,簡化貸款流程,配合新經濟公司靈活迅速發展業務所需。
創新方案為網購平台天貓國際香港商戶而設,在貸款方授權下,匯豐只須通過菜鳥網絡供應鏈金融團隊所整合的資訊,包括商戶業務背景、主營品牌、菜鳥網絡評級、實時物流資訊,以及店鋪營運情況等,即可進行信用評估。
於整個過程,商戶毋須提供任何抵押品或財務報表,由遞交開戶申請日起計,最快七個工作天可獲取高達50萬美元融資額。匯豐指,由即日起至6月底成功申請的客戶,可享1%貸款年利率扣減優惠。
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