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《大行报告》大摩:汇丰维持最优惠利率5厘 料港银净息差压力持续
阿思达克 03-16 14:20
摩根士丹利发表报告指,汇丰决定维持最优惠利率在5厘及存款利率在0.001%,其他本港银行亦将宣布对息率的决定,但历史而言会跟随汇丰。

大摩表示,本港使用最优惠利率的贷款/资产非常少(虽然使用HIBOR的按揭设有最优惠利率封顶,但因HIBOR下跌,封顶已较少应用),预期港银的净息差压力会持续高企,主因HIBOR下行及难以削减融资成本。

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